Separation of credit approving function with relationship management has been an important requirement issued by the State Government to prevent financial risks. Nevertheless, it is not fully practiced in the business world, especially when it comes to pre-lending credit investigation, while the involvement of professional intermediaries into pre-lending credit investigation is increasingly accepted as an institutional innovation. Having a professional credit investigation team and advanced credit analysis technologies,Alpha & Leader is able to carry out due diligence on creditor’s transaction partners, including transaction authentication investigation, prelending credit investigation and fundraising risks disclosure reports, etc.This service is mainly designed for processing loan application from banks and lenders. We put emphasis on the quality of the subject companies. Through investigation and comprehensive analysis on subject company's credit conditions, core business, and repayment ability. Our service is able to help lenders deduct conclusion in determining the creditability and payment ability of subject companies.