We write to express our sincere thanks for the two seminars that you had delivered to our staff in February and March 2001.  These two seminars received vast popularity from the participants and had fulfilled the intended purpose of reinforcing both the knowledge and skill of our staff in the area of credit management.  The overall result had exceeded our expectation.

    We would like to thank you for your remarkable lecturing and the supporting services offered by your company.  You had demonstrated much professionalism and dexterity throughout these two seminars.  We strongly believe that our staff had derived much value and insight in the scope of credit management through these seminars.