I am glad to tell you that your seminar on Strategic Credit Management was very well received by the Federation members. As we can find from the evaluation report, the average ratings on the seminar content, your presentation and handouts are very high. I trust our members were highly satisfied with your seminar and would be interested to attend your seminars on other topics in future.

     On behalf of the Federation, I would like to thank you for all the efforts put into the seminar. We hope we will have another chance of cooperation in the near future.

     On behalf of the Federation, we would like to express our heartfelt gratitude to your generous sharing of knowledge and experience at the workshop held on 23 January 2003 at the Federation's Conference Room.

     The feedback from the participants was encouraging and we trust that the workshop has given them a good opportunity to learn more about credit management.

     Once again, please accept our sincere appreciation for your invaluable support and we look forward to our future cooperation.